Pacific Capital Markets
Commercial Real Estate Financing
Navigating Rough
Financial Waters?
Trust the experts at Pacific Capital Markets
Senior Debt / Fixed & Floating
Leverage: Maximum 70% to 80% dependent on debt coverage ratios
Term: 3-10 years / fixed-rate or adjustable
Size: Minimum $3,000,000 nationwide, smaller loans on a case-by-case basis
Amortization: 25-30 years
Joint Venture / Preferred Equity
Leverage: Maximum 95% of the total capital stack dependent on strength of sponsor and project dynamics with a minimum of 10% equity investment by Sponsor
Term: 1-3 years with options
Size: Minimum $3,000,000
Amortization: Interest only
Security: Secured by the Operating Agreement and/or a Pledge Agreement
Bridge Debt
Leverage: Maximum 85% of acquisition or original funding with additional “good news” funding events up to 95% of the original funding amount
Term: 1-3 years with options
Size: Minimum $2,000,000
Rates: 6-10% dependent on leverage and asset quality
Amortization: Interest only
Construction Financing
Leverage: Maximum 70% plus the ability to leverage up to 85% with a Preferred Equity tranche
Term: 2-3 years with options
Size: Minimum $3,000,000
Rates: Prime / LIBOR plus market spreads dependent on leverage
Amortization: Interest Only
OUR FIRM
Why Choose Us:
Pacific Capital Markets provides unparalleled access to conventional debt financing, joint venture equity, mezzanine, bridge financing and structured debt. We can help you meet the capital requirements across the entire capital stack for virtually any commercial investment opportunity.
We are consistently able to secure the best terms available in the marketplace for our clients whether from Wall Street investment banks, pension and opportunity funds, commercial banks, insurance companies or private equity investors including equity co-investment from our network of HNW Investors. Pacific Capital Markets delivers - always exceeding our clients’ expectations. With over $3 Billion in closed financings among the firm’s mortgage banking professionals, our hands-on real estate expertise optimizes results.
Creativity & Knowledge:
Whether you are a seasoned borrower or one whose circumstances do not conform to conventional underwriting guidelines, we can determine how to best finance your investment while maximizing your returns. We listen, design and analyze each potential financing transaction in order to provide the optimum return objectives. You will get multiple options outlining the pros and cons of each financing solution.
The CFBA Broker Network:
As part of The Commerical Finance Broker Network (CFBA), a nationwide collective of 90 mortgage professionals representing 25 markets coast to coast, Pacific Capital Markets has instant access to nationwide market data and local banking relationships allowing for creative solutions and unlimited capital resources into reach for every client.
MEET THE TEAM
Michael Katz
Principal, Founder
Mr. Michael Katz has been actively providing mortgage banking services for his clients since 1988. His portfolio of financed transactions includes over $3 billion in funded loans and equity investments that represent the entire spectrum of commercial real estate assets.
Prior to merging his firm, Pacific Capital Partners with Peak in 2010, Mr. Katz was a principal and managing member of Center Financial. During his tenure at Center Financial, Mr. Katz directed the origination team and was responsible for developing a nationwide origination platform for all types of commercial property, including acquisition and development projects, joint ventures, preferred equity, conventional senior and bridge debt and construction projects.
Prior to his tenure at Center Financial, Mr. Katz led the commercial acquisition team at Kennedy Wilson where he was responsible for the sourcing and closing of over $250 million in commercial assets. Mr. Katz is a graduate of the University of California, Los Angeles and has been a guest lecturer for the UCLA Ziman Center for Real Estate Studies.
Jack Minassian
Senior Vice President
Jack Minassian has over 18 years of experience in commercial real estate, with a career spanning private equity, finance, and brokerage. His broad industry expertise provides clients with unparalleled representation, offering a 360-degree approach to the investment cycle.
Throughout his career, Jack has sourced, structured, and closed over $9 billion in transactions, covering medical office, multifamily, office, retail, and industrial properties. His ability to navigate complex deal structures and optimize capital allocation has made him a trusted advisor in the industry.
Previously, Jack served as an Associate Director at GE Capital Real Estate, where he managed and underwrote transactions ranging from $20 million to $500 million.
Jack holds an MBA from UCLA Anderson School of Business, reinforcing his deep expertise in capital markets, investment strategy, and financial structuring.
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REPRESENTATIVE FINANCINGS
Mixed Use Ground Up Construction
297 Units + 27,000 sf ground floor retail
$70,000,000 senior debt + $30,000,000 Preferred Equity Investment
North Hollywood, CA
Debtor-in Possession Financing
336 Unit Multifamily with extensive upgrade reserves
$23,700,000 interim 24 month DIP loan
Katy, Texas
Retail Condominium Interest
19,282 sf multi tenant retail
$3,400,000 ten year fixed rate term
Los Angeles, CA
Single Tenant 286,336 sf Industrial Logistics Warehouse
$15,500,000 two year bridge loan convertible to ten year fixed rate loan
Van Nuys, CA
575,000 sf Regional Mall Acquisition
$17,000,000 Defaulted Note Financing to Bridge debt upon completion of foreclosure
Mrytle Beach, South Carolina
4-Star Hotel Ground Up Construction
246 Rooms with 25,000 sf club facility
$49,500,000 senior debt + $15,500,000 Preferred Equity Investment
San Diego, CA
$20,000,000 ten year Fixed Rate Financing
100,000 sf office tower plus restaurant
Beverly Hills, CA
Land Acquistion & Pre-Development Financing
254 Apartment Units + 7,500 sf of retail area
$12,500,000 A & D Financing
Reseda, CA
Twin Office Towers - Corporate HQ
152,674 sf major renovation program
$12,000,000 bridge plus renovation funds
Los Angeles, CA
Leasehold Financing on 179,900 sf Retail / Entertainment Center
$7,000,0000 Bridge loan with future funding component for TI/LC
Austin, Texas
Retail redevelopment & re-positioning
109,000 sf existing + 20,000 sf new development
$22,500,000 bridge loan plus future earnout
West Covina, CA
50% vacant 80,520 sf Retail Center Repositioning
$7,000,000 five year fixed rate loan
Clovis, CA
Ground Up Construction
39,746 sf two story retail / restaurant center
$12,750,000 construction to mini-perm loan
Newbury Park, CA
GET STARTED ON BUILDING YOUR FINANCING
Call us now for more info.
818.466.6423
CalDRE Broker's License # 00662305
dba Pacific Capital Markets, Inc.
Inquire below for today's latest rates and programs.
Corporate Office
5900 Canoga Avenue #110
Woodland Hills, CA 91356